Home Help Center Installment Loan Interest Rates and Terms Question
If borrowers get into financial difficulties and can not pay individual installments, some banks grant a deferral. For some installment loans, the conditions for such a rate suspension are already regulated in the loan agreement. Other banks grant a rate suspension but only after individual consultation with a consultant.
Even during a suspension, borrowers are not always allowed to stop paying. Often, they must at least pay the interest portion of the installment during a rate suspension.
Since the loan is not repaid during the installment suspension, this usually extends the repayment term. Some banks also charge additional fees for a rate suspension. With an appropriate filter setting in the loan calculator on Verivox.de, interested parties can search specifically for loans with a possible installment suspension.
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