Home Help Center Installment Loan Interest Rates and Terms Question

Home Help Center Installment Loan Interest Rates and Terms Question

If borrowers get into financial difficulties and can not pay individual installments, some banks grant a deferral. For some installment loans, the conditions for such a rate suspension are already regulated in the loan agreement. Other banks grant a rate suspension but only after individual consultation with a consultant.

Even during a suspension, borrowers are not always allowed to stop paying. Often, they must at least pay the interest portion of the installment during a rate suspension.

Since the loan is not repaid during the installment suspension, this usually extends the repayment term. Some banks also charge additional fees for a rate suspension. With an appropriate filter setting in the loan calculator on Verivox.de, interested parties can search specifically for loans with a possible installment suspension.

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